
Equipment Finance & Leasing
Flexible Options
Calculate if it makes better sense for your business to lease or purchase equipment.
Flexible options
Finance vehicles and equipment for your business and maintain your cash flow. We’ve got flexible, competitive financing options for your new, used or custom-built business equipment and vehicles. Our knowledgeable professionals are here to guide you through the process.
Best Financing Rates for CNC Plasma Tables
Find the best rates that fit your budget and benefit your shop’s production goals.
Best Financing Rates for CNC Router Tables
Whether its small business, educational or corporate, First Citizens Bank provides.
Best Financing Rates forHypertherm® Units
Plan for the future, as trusted advisors on board modify your application that fits you best.
Five reasons to finance
Five reasons to finance your next purchase. Getting the equipment you need is crucial for your business success — and waiting until you have cash in hand may not be the best option. Here are five reasons financing could be the solution for your equipment needs.

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Get your equipment when you need it.
With financing, you can get the equipment you need now — and avoid making a hefty payment all at once.
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Know what you’re paying each month.
You'll have a predictable monthly payment, which can help you plan for the future and budget for your other business needs.
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Financing is simple — and quick.
With our simple online application that you can complete in minutes, you could get quick turnarounds on approvals.
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Keep your cash reserves available.
Paying for your equipment over time means you can avoid tying up your cash all at once.
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Reap potential tax benefits.
Financed equipment could be deducted as an operating expense in the period in which it’s paid and put into use — and that could reduce your overall cost. Payments are also treated as expenses on the income sheet, so there’s no need to worry about depreciation.
How it Works
It’s quick and easy to apply online for financing. Click the button below to complete the secure application and receive a decision in as little as 3 minutes. Use your approval amount to purchase your new equipment.
Simple steps to get started

1. Apply online in as few as 3 minutes.

2. Sign your documents electronically.

3. Get your equipment.
© 2023 First-Citizens Bank & Trust Company. Al rights reserved. First Citizens Bank is a registered trademark of First Citizens BancShares, Inc. Not all applicants will qualify for financing. All finance programs and rates are subject to final approval by First-Citizens Bank & Trust Company, and are subject to change at any time without notice. Speed and performance are subject to applicant’s local connectivity and other factors outside First-Citizens Bank & Trust Company’s control. Supporting financial documentation may be required for any transaction with First- Citizens Bank & Trust Company. If a transaction is over $250k, then supporting financial documentation will be required. This is not intended to offer any tax advice or other advice. Applicants should consult with their tax advisors concerning their specific tax situations. Member FDIC. MM##12935
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